Exclusive CIBIL Subscription Offers

Lenders use your credit score, a three-digit number summarising your creditworthiness, to evaluate loan and credit card applications. They base this score on the information in your credit report, which details your borrowing and repayment history. Clearly then, your credit report and score are vital influencers of your financial life.

CIBIL (Credit Information Bureau India Limited) is India's leading credit information company. It provides credit reports and scores to help lenders make informed lending decisions.

Bajaj Finserv, in collaboration with CIBIL, offers a comprehensive credit monitoring and management subscription that gives you regular access to your credit profile. The Credit Pass provides monitoring and insights you can use to build your creditworthiness. Credit Pass benefits include:

• Unlimited monthly CIBIL Score check so you always know your credit status and plan towards improving your eligibility for premium credit products

• Customised dashboard for a consolidated overview of all your credit accounts for seamless, hassle-free monitoring

• Analytical tools to track and understand the factors that impact your credit score, including your repayment history, credit utilisation ratio, recent credit inquiries and credit mix, among others

• Real-time credit health report so you can monitor changes to your credit profile, quickly spot any inaccuracies or discrepancies, and safeguard yourself from possible fraud or identity theft

• Tips for improving your credit health to help you create a stellar credit score 

• Pre-approved credit offers, so you’re always able to access the funds you need

• Credit Score Simulator and EMI Calculator for informed decision-making (premium plan only) so you can eliminate the guesswork from your credit planning

Apply Credit Pass

The Credit Pass is easily accessible online from anywhere and at any time making it the perfect, go-to solution for all your credit management needs. Apply for it easily via the official Bajaj Finserv website by following these steps:

• Click on ‘SUBSCRIBE’ on the official Bajaj Finserv Credit Pass page

• Complete the OTP-authentication process by providing your mobile phone number

• Share your name, PAN card information, and any other details, as prompted

• Choose one of two available subscription plans and complete payment

Upon successful payment, your activated Credit pass account may be accessed via the unique 12-digit number sent to you upon registration. 

The Bajaj Finserv Credit Pass transforms how you manage your credit profile. Take full advantage of the advanced resources and tools of this revolutionary subscription service to achieve enhanced creditworthiness and reap premium financial rewards to help you save in the long run.

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